Harris & Partners and Mortgage Brain Collaborate for Debt Relief
Toronto, Canada - June 15, 2025 / Mortgage Brain /
In a time when many Canadians are navigating serious debt challenges, two firms are stepping up with a fresh, collaborative approach. Harris & Partners, one of Canada’s most established Licensed Insolvency Trustee firms, has announced a strategic partnership with Mortgage Brain, a growing force in the mortgage and home equity space.
Their joint mission is simple but powerful: to deliver honest, regulated, and tailored debt solutions — even if it means referring clients to one another. It’s a model built on mutual trust, shared values, and doing what’s best for the client — not just what drives revenue.
Two Paths, One Goal: Doing What’s Right
With over 60 years in the insolvency space, Harris & Partners has helped thousands of Canadians reset their finances through consumer proposals and bankruptcy filings. The firm is deeply committed to offering regulated, professional support to individuals at some of the most difficult moments in their financial lives.
But as CEO Joshua Harris points out, the best answer isn’t always insolvency.
“When people are in financial distress, they’re vulnerable — and that’s exactly when they need regulated, impartial advice,” Harris explains. “Our relationship with Mortgage Brain allows us to give clients access to home equity solutions when that’s the smarter path. It’s about giving people the full picture — not just what we happen to offer.”
This philosophy closely aligns with Mortgage Brain’s client-first approach. Founded by a veteran of the mortgage and financial services space, the firm focuses on helping homeowners consolidate high-interest debt by leveraging their home equity. Their solutions can significantly lower monthly payments, protect credit scores, and help clients avoid formal insolvency — when appropriate.
But as Joshua Cooze, company representative at Mortgage Brain, explains, there is no one-size-fits-all solution.
“We’ve built Mortgage Brain to be outcome-driven, not transaction-driven,” says Cooze. “If someone would be better served by a consumer proposal, we refer them to Harris & Partners with confidence. They’re trusted professionals, and our collaboration ensures no one falls through the cracks.”
A Model of Integrity in a Murky Market
Debt relief is a complex and often misunderstood space — and unfortunately, it’s one where bad actors can take advantage of vulnerable consumers. Unlicensed debt consultants and aggressive sales tactics have left many Canadians stuck in expensive, ineffective solutions.
This is why the partnership between Harris & Partners and Mortgage Brain stands out.
Both firms are fully regulated and united by a commitment to client-first service, transparency, and professional ethics.
“Too many people are getting bad advice from unlicensed operators,” says Cooze. “This partnership gives Canadians peace of mind. Whether they speak to Harris & Partners or Mortgage Brain first, they’ll be guided to the solution that actually works for them — even if it means being referred away.”
Joshua Harris agrees, emphasizing the value of collaboration in protecting consumers.
“By working together, we can ensure clients get an honest, comprehensive view of their options — not just the one that benefits the advisor financially,” says Harris. “That kind of transparency is sorely needed in this market.”
What’s Next: Empowering Canadians Through Education
Looking ahead, the two firms are preparing to launch a series of co-branded educational initiatives. These efforts will focus on helping Canadians better understand their debt relief options — from mortgage refinancing and home equity solutions to consumer proposals and bankruptcy protection.
Their message is clear:
You deserve advice that’s tailored, honest, and in your best interest — no exceptions.
“We’re proud to work alongside a firm that shares our values,” says Cooze. “Together, we’re helping Canadians take back control of their finances — with integrity and transparency at the core of everything we do.”
Learn more at https://mortgagebrain.ai/ or https://harrisandpartnersinc.com/
Contact Information:
Mortgage Brain
18 King St E Suite #1400
Toronto, Ontario M5C 1C4
Canada
Mortgage Brain
+1 289-536-4311
https://mortgagebrain.ai
